Tightwaddery

My Business

I consider myself extremely fortunate to have been writing Tighwaddery on a freelance basis since 1997, in which I offer advice and answer reader questions.

Since 2000, I have had the honor and privilege to help many individuals and couples with financial reviews, debt reduction plans, and budgeting.

If I may be of any assistance to you  on a confidential basis, please contact me.

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Just a few rules and tips to get us started:

* You need to treat each other with kindness.

* The deals that you report need to be current and commonly available. (For example: If it involves a rebate you must tell us where to get the rebate form.)

* If you have a suggestion for a link, submit it to me via email. I will be the sole determinant if a link is listed for everyone to consider.

*There is only one of me, so if you ask for my help to set up your budget or figure out a debt-payoff plan I ask in advance for your patience. I charge very little for this service and it is in demand. I do them in the order that I receive them, as quickly as possible.

* Have fun, slow down, and enjoy your new friends!

Who is Kelly Jo?

Kelly Jo Landers is a freelance writer in  Upstate NY. She once was very good at mishandling money and making all the mistakes the experts warn you not to make.

After she'd made nearly every financial mistake short of bankruptcy, she undertook a detailed study of money management and turned over a new leaf in a big way.

She offers advice to and answers questions from readers of her column Tightwaddery. She teaches budgeting, debt reduction, and long-term planning through Common Cents seminars and offers financial reviews to individuals and couples.